In 2025, the standard monthly Medicare Part B premium is increasing from $174.70 to $185. And Part A enrollees will pay more for hospital care, too, in the form of higher inpatient deductibles and coinsurance rates. But here are a few reasons your Part D drug coverage may cost you more in the new year.

With policy makers focusing on the role of drug manufacturers, almost no attention has been paid to the way in which traditional Medicare causes the elderly and people with disabilities to overpay for the drugs they use.

The cost of Medicare Part D depends on the plan you enroll in. You may find that your costs rise if your medication needs change. You may also be subject to a surcharge that raises the cost of your Part D premiums.